About Us ➤

CardOneMoney changed its name from CardOneBanking in May 2019. We feel that this is more in-keeping with the services we provide and the products that we can offer to you. For more information on this change please click here. Cardonemoney is an independent, FCA authorised company that has been providing current accounts and payment services since 2007. We are experts in providing accessible but highly functional current accounts not only for personal account customers, but for small businesses as well. With no credit checks, no branch visits or signatures required, we open accounts more quickly and with less fuss than the high street banks.
  • We have opened 80,000 accounts and processed over 3 billion of customer's money

A wealth of knowledge

Our Directors have over 40 combined years of knowledge at some of the world's leading financial institutions including Morgan Stanley, MBNA and Bank of Scotland. This knowledge has allowed them to produce a secure, easy to use product packed full of features - just what you're looking for in your current account.


CardOneMoney is a trading style of Spectrum Card Services Limited (Registered in England and Wales No. 6052256) which is a registered agent of Spectrum Payment Services Limited (Registered in England and Wales No. 6268340). Spectrum Payment Services Ltd is authorised by the Financial Conduct Authority under the Payment Service Regulations 2009 No. 504547 for the provision of payment services