About Us ➤

Our Background

In August 2017 FairFX Group PLC acquired CardOneMoney to enable it to diversify and provide digital financial products to individuals and small businesses. FairFX's main aim when created was to bring about a change in acquiring foreign currency, challenging existing providers, to offer their customers better value for money and ease of access. FairFX is a mid-tier foreign exchange provider and a leading provider of prepaid travel currency cards. With over 600,000 registered consumer customers and over 8,000 business customers, FairFX has a solid grounding in both the business to consumer and business to business market place. FairFX's cloud-based peer-to-peer payments platform enables personal and business customers to make low-cost, multi-currency payments in a broad range of currencies across a range of FX products, all via one integrated system.

CardOneMoney changed its name from CardOneBanking in May 2019. We feel that this is more in-keeping with the services we provide and the products that we can offer. For more information on this change please click here. CardOneMoney is an independent, FCA authorised company that has been providing current accounts and payment services since 2007. We are experts in providing accessible but highly functional current accounts not only for personal account customers, but for small businesses as well. With no credit checks, no branch visits or signatures required, we open accounts more quickly and with less fuss than the high street banks.

  • We have opened 80,000 accounts and processed over 3 billion of customer's money

A wealth of knowledge

Our Directors have over 40 combined years of knowledge at some of the world's leading financial institutions including Morgan Stanley, UBS, Smile.co.uk and Bank of Scotland. They also bring expertise in digital media, digital retail, online and mobile industries such as Shazam, Virgin Radio and Seatwave. This knowledge has allowed them to produce a secure, easy to use product packed full of features - just what you're looking for in your current account.


CardOneMoney is a trading style of Spectrum Card Services Limited (Registered in England and Wales No. 6052256) which is a registered agent of Spectrum Payment Services Limited (Registered in England and Wales No. 6268340). Spectrum Payment Services Ltd is authorised by the Financial Conduct Authority under the Payment Service Regulations 2009 No. 504547 for the provision of payment services