Summary Box

The information contained in this table summarises key product features of your cardonemoney Prepaid Debit MasterCard® Card and is not intended to replace any terms and conditions.

On Application

Card issue fee

Additional card fee

  • 5.00 per month, maximum 1 additional card available


  • Minimum amount of initial load 10.00
  • Maximum initial load 1,250.00
  • Maximum card balance 5,000

Usage restrictions

Ongoing Features

Transaction fees

  • 2.75% of the transaction value per purchase transaction outside the UK

Cash withdrawal fees

  • 1.50 for ATM withdrawals within the UK
  • 3.00 plus 2.75% of the transaction value for ATM withdrawals outside the UK***
  • 5.00 for a cash advance within the UK
  • 5.00 for a cash advance outside the UK

Balance enquiry

  • 15p per balance enquiry by SMS
  • FREE to load your card, but you will be charged to send to 60777 at your usual network rate.

Top-up fees and limits

  • Maximum single load 1,250

Service fees

  • FREE replacement PIN


Cancellation or Redemption

  • 10.00 redemption fee to redeem any balance on cardonemoney Account closure


  • Card valid for 3 years

The CardOneMoney current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.

*Subject to identification, residency - see terms and conditions. Cardholder must be at least 18 years of age.

CardOneMoney is a trading style of Spectrum Payment Services Limited, a company registered in England & Wales (No. 06268340) with registered Office at 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Spectrum Payment Services Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (FCA No. 839341) and to provide payment services (FCA No. 504547). We are not a lender.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Fair Payments Limited pursuant to license by Mastercard International Inc. Fair Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493) 2020 All rights reserved.