Card Usage Fees

Along with a cardonemoney account, you will receive a cardonemoney Prepaid Debit MasterCard® Card for cash and retail transactions. Being a Debit MasterCard card means it is widely accepted at over 35 million locations worldwide, wherever you see the MasterCard Acceptance Mark.

We won't charge you for using your card in the UK for any retail transactions. That means you can be safe in the knowledge that you won't incur any transaction charges just for spending your money. There is a charge of 1.50 per withdrawal at UK ATM machines.

Apply for a cardonemoney account now.

The ATM owner may charge a fee for certain transactions; you will be notified of this charge on screen before being charged. There are additional charges associated with transactions outside of the UK, please refer to summary box for full details.

The CardOneMoney current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.

*Subject to identification, residency - see terms and conditions. Cardholder must be at least 18 years of age.

CardOneMoney is a trading style of Spectrum Payment Services Limited, a company registered in England & Wales (No. 06268340) with registered Office at 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Spectrum Payment Services Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (FCA No. 839341) and to provide payment services (FCA No. 504547). We are not a lender.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Fair Payments Limited pursuant to license by Mastercard International Inc. Fair Payments Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900493) 2020 All rights reserved.