We are saddened by the passing of Her Majesty Queen Elizabeth II. Our thoughts and condolences are with The Royal Family at this time.


The banking alternative that leaves no one behind

We believe in financial freedom for everyone, which is why instead of credit checks or long-winded applications, we just verify our customers’ identity and residence.

All for £12.50 a month. See pricing

The Card One Money current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.

The account for you

Get salaries and benefits paid directly into your personal account, with your own sort code, account number and prepaid card.

Access day or night

Wherever you are, manage and move your money securely 24 hours a day, 7 days a week through your online account or mobile app.

Download on the App StoreGet it on Google Play

Total peace of mind

Use your account securely with Two-Factor Authentication and report your card lost through our app, blocking access to your money any time, 24/7.

Cashback rewards for everyday use

Load your prepaid Mastercard and start getting more out of your money with up to 3.5% cashback at some of the UK’s most popular retailers.

Spending in the UK

There’s no charge for using your card in the UK whether it’s in-store or online, so you can spend your money without worrying about hidden fees.

For ATM use in the UK, we have a fixed cost of only £1.50 per withdrawal.

What’s better than one card?

Order a second card linked to your own account that allows you to set a fixed monthly allowance, ideal for a family member or partner.

Minimum age for a secondary card is 13 years.

With a Card One Money Account you get a Prepaid Debit MasterCard® and a current account that allows you to pay your bills by Direct Debit or standing order.

All of this for a monthly fee of £12.50, please click here for more information on our fees.

FairFX Currency CardsFairFX Currency Cards

Make the switch to Card One Money

Applying to switch over to our current account from your existing bank takes a matter of minutes, using the Current Account Switch Guarantee service.

Card arrived this morning, I had a few queries while setting up through the day with all of my direct debits and bills, but the 2 people I spoke to on two different occasions were more than helpful. Great customer service and this will now be my main account to hold my money.
Card One Money are a breath of fresh air. I've been with them just over 3 years now. I needed an account at short notice for my wages to be paid into and within 5 minutes I was all set up & received my card 24 hours later.

Helpful customer service agents it's well worth £12.50 a month.
Since joining the bank I have received excellent customer service and support from Lucy. She is quick to respond to my emails, very efficient and always solves my queries. Compared to all the high street banks her customer service is far superior!!!

Need a hand?

If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.

There's only one thing left to do