PersonalBusiness

Pricing

Pricing that suits everyone

Business

For companies with an annual turnover of less than £2 million.

Open an accountFind out more

£12.50 / month

£55 one-off application fee

See pricing

Streamline your business finances

No credit checks
Four additional cards for business use
Online and mobile account with 24/7 access
Manage Direct Debits and standing orders
Instant domestic payments
Manage and pay bills, invoices, wages and more
International payments in a range of currencies
Full control over permissions, balances and cards
Export statements for your accounting software
Receive free text alerts whenever bills are paid
Load cards directly online or through the app
View statements and monitor business spending
Use fast balance to quickly check your account
Pay cheques in at any Barclays branch

Corporate

For companies with an annual turnover of £2 million or more.

Open an accountFind out more

Custom pricing

See pricing

Everything business has to offer, plus...

Prepaid cards that can pull from your balance
Your own dedicated account manager
Send payments in bulk
Set up multi-level approvals for payments
Open banking API integration
Multi-account view for all your brands

All for £12.50 a month. See pricing

The Card One Money current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.

My experience opening an account with Card One Money was excellent. The staff that attended to me, she is wonderful. I’m truly happy to have a business account with you.
Jorge Machado
Five star reviewFive star review
Applied for business account over the weekend I couldn’t believe that I received a call from their customer service on Monday morning and a nice voice on the other end, welcoming me. Katie explained to me most of the service charges and answered all the questions.
R. Ehambaram
Five star reviewFive star review
Only [account] that was able to offer me international business without jumping through many hoops... Was helped by Jessica who was efficient and very helpful!
Stewart Butchart
Five star reviewFive star review

Fair with fees

We know how important forecasting is for businesses of all sizes which is why we’re upfront about the low fees that come with both our business and corporate accounts.

Business
Corporate

Account

Application fee
£55.00
Monthly fee
Transactional fees will be deducted from this charge e.g. if you accumulate £10 worth of transactional fees in a month, you will pay £2.50 as your monthly fee.
£12.50 / month
Standing order and Direct
Debit paid out
£0.30
Bounced payment fee
Rejected standing orders and Direct Debits
Free
Foreign currency
transactions
2.75% of the transaction value / purchase transaction
SMS balance enquiry
Additional operator charges may apply
£0.15
Cheque credit
We may cap this charge, per deposit
0.75%
(minimum charge £0.50 per cheque)
Statement copy up to three months
Get your statement by post in 3-5 days
£5.00
Collections/admin letter
£5.00
Giro paying in book
£10.00
Cheque credit returned
£5.00
Cash advance
Available at NatWest
£5.00

Cards

First card
Free
Additional card
£5.00 / month
Replacement card
£3.95
Transfer funds from card to account
Call our team to transfer your money
£5.00 / transaction
Maximum card balance
£5,000.00
ATM within the UK
£1.50
ATM outside the UK
£3.00 + 2.75% of the transaction value

Payments

Next day online
£0.30
Same day online
£7.50
Next day over the phone
£3.50
Same day over the phone
£10.00
CHAPS
£30.00
Electronic Credit
£0.30

International payments

Payments in
£10.00
Payments out
£30.00

Closure

Cancellation or redemption
£10.00 to redeem any balance on card after closure

Account

Monthly fee
Custom
Standing order and Direct
Debit paid out
Custom
Bounced payment fee
Rejected standing orders and Direct Debits
Free
Foreign currency
transactions
Custom
SMS balance enquiry
Additional operator charges may apply
Custom
Cheque credit
Custom
Statement copy up to three months
Get your statement by post in 3-5 days
Custom
Collections/admin letter
Custom
Giro paying in book
Custom
Cheque credit returned
Custom
Cash advance
Visit NatWest for cash advance
Custom

Cards

First card
Free
Additional card
£5.00 / month
Replacement card
£3.95
Transfer funds from card to account
Call our team to transfer your money
£5.00 / transaction
Maximum card balance
£5,000.00
ATM within the UK
£1.50
ATM outside the UK
£3.00 + 2.75% of the transaction value

Payments

Next day online
Custom
Same day online
Custom
Next day over the phone
Custom
Same day over the phone
Custom
CHAPS
Custom
Electronic Credit
Custom

International payments

Payments in
Custom
Payments out
Custom

Closure

Cancellation or redemption
Free
Please contact us to discuss your requirements and we will be able to provide a bespoke pricing plan tailored to your business needs.

There's only one thing left to do

Open an account

UK-based customer support

If you have any questions regarding your application or need some more information, don't hesitate to contact our friendly, UK-based team.

Get in touch

Need to know more?

Why am I charged a transaction fee for purchases outside of the UK?

Transactions fees are charged for converting your money into a foreign currency. We charge 2.75% of the transaction amount when you use your prepaid card to make a transaction in a currency other than British pounds. For example, if you were to spend £100 outside of the UK we will charge you a £2.75 transaction fee. For currency exchange fees (daily and historical) please visit the Mastercard website.

Do you pay interest?

No, we are unable to pay interest on any funds credited to us.

How do I deposit cash or cheques?

You can deposit cheques using only the bank giro forms provided by us which you then deposit at any Barclays branch. We do not accept cheques payable to a third party and endorsed in your favour.

Please see our terms & conditions for details on cheque clearing rules and cash-related charges.

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The Card One Money current account is not covered by the Financial Services Compensation Scheme. Please see our FAQs for more information.
Card One Money is a trading style of Equals Money UK Limited, a company registered in England & Wales (No. 06268340) with registered office at 3rd Floor, Vintners' Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money UK Limited is authorised and regulated by the Financial Conduct Authority to provide payment services (FCA No. 504547). The Card is issued by Equals Money International Limited pursuant to license by Mastercard International Inc. Equals Money International Limited is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (FCA No. 900493). Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.